Once completing a course of higher education the first couple of years can be a bit of a whirlwind and sometimes you don’t have enough time to plan or events just take you along with them. But once you are a couple of years out and have had a bit of time to think you might well be coming to the point of figuring out what to do with the rest of your life. Here are some areas to consider where you are at and where you are headed.
Job & Career
You may have found your dream graduate job straight out of college and be on the path to success already or you may be doing temp work or not even really started yet. No matter where you are it’s important to assess your plana and by that it’s important to have an actual plan, write it down, set timelines with goals and how you plan to achieve them. You should consider if you are likely to look to further study to achieve these aims and, if so, how will you fund them.
Relationships
Work and career aren’t the only thing that is important in life. Do you want a family? If so you should make time to meet the right person, take time out check out who is out there. Dating apps are on everyone’s phones these days and some of the more sophisticated ones are better at matching you up with people who want the same things out of life.
Mortgage & Home-Ownership
Buying your own home is surely on everyone’s to do list and now is probably the time to start seriously considering it. You should check what sort of mortgage you are eligible to apply for and this will give you an idea of how long it will take you to build up the necessary deposit for getting this off the ground.
Your Finances
Finances and savings are something you will no doubt be aware of the value in. But surprisingly not enough of us are putting something away each month. If you are to be financially well off, then there is no time like now to save, this is best to do when you are young, you get into good habits and have some security going forward towards the future if any unexpected issues arise during your career.
Future Planning
Proper future planning is essential in you career and also your life in general. Get on top of your pension early but also look at wealth management and get a good financial advisor to help in investing what money you have wisely. If you have large sums of capital accumulating in a bank account then it is not doing anything for you so be sure you are making your money work for you. Have a plan for when you are looking to retire and take your financial advice based on that target.
